HDFC Bank EasyEMI Credit Card vs Axis Bank Ace Credit Card
Joining Fees
₹500
₹499
Editor's Rating
2.5
4.4
Key Features
- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
- Get 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
- Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% off at 4000+ partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
Pros
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
Cons
- No rewards benefits
- No golf and movie benefits
- No international lounge access
