HDFC Bank EasyEMI Credit Card vs Flipkart Axis Bank Credit Card

• Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
• Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
• Contactless payment enabled
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends
• Get 1% CashBack on all offline spends and Wallet reloads
• All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
• Zero Lost card liability 
• Up to 50 days of interest free period from the date of purchase
• Revolving Credit is available at a nominal interest rate
• Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400

• Welcome Benefits: Rs. 600 worth of joining and activation benefits
• Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

• Get unlimited 5% cashback on Flipkart spends
• Get unlimited 4%  Cashback on Preferred Merchants
• Get unlimited 1.5%  Cashback on other eligible categories
• 4 complimentary lounge visits to select airport lounges within India per Calendar year
• 1% fuel surcharge waiver on all fuel transactions in India
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
• Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Pros

• Launch Offer
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends

Cons

• No golf benefits
• No rewards benefits
• No airport lounge access

Pros

• Unlimited Cashback
• Complimentary Airport Lounge Access
• Card replacement fee (lost or stolen or re-issue): Waived

Cons

• Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
• 3.5% foreign currency conversion fees
• No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards