Flipkart Axis Bank Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Joining Fees

₹500

₹5,000

Editor's Rating

3.7

4

Key Features

  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy
  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     
  • If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
  • Annual fee waived upon spending Rs. 3 lakh in the preceding year
  • 50% cashback on movie tickets purchased through BookMyShow
  • Flexible Spending Limit
  • Visa Offers Complimentary Airport Lounge Access within India 
  • Complimentary Priority Pass membership
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • Get 15% off on dining bills at partnered restaurants in India 
  • Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
  • Get 10 Reward Points per Rs. 200 spent domestically
  • Get 20 Reward Points on every Rs. 200 spent internationally on 
  • On the first online transaction get 100 Points 

Editor's Review

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 

Cons       

 

  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

 

 


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