HDFC Bharat Credit Card - HDFC Bank Cards

HDFC Bharat Credit Card



Fintra's Rating


HDFC Bharat Credit Card Key Features

Joining Fees ₹500
Renewal Fees ₹500
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank HDFC Bank

Interest Charges: Up to 3.49% per month accounting to 41.88% per annum

HDFC Bharat Credit Card Fees

  • On Fuel expenses, enjoy savings with 5% monthly cashback.
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Groceries spends, enjoy savings with 5% monthly cashback, and enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge through Bharat Credit Card
  • Enjoy Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600/- by just using HDFC Bank Bharat credit card

HDFC Bharat Credit Card Features


  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase


  • No Lounge Access

HDFC Bharat Credit Card Editor's Review

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