HDFC Bharat Credit Card vs YES Prosperity Cashback Plus Credit Card

• Get 5% monthly cashback by booking tickets through IRCTC
• On Fuel expenses, enjoy savings with 5% monthly cashback
• Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
• On Groceries spends, enjoy savings with 5% monthly cashback
• Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
• Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
• Avail up to 50 interest-free days from date of purchase
• Get Revolving Credit at Nominal interest rate
• Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card

• On Movie Ticket bookings get 5% Cashback 
• On Grocery Shopping get 5% Cashback 
• On all Other retails spends get 0.75% Cashback 
• On Bill Payments through YES PayNow get 5% Cashback 

Pros

• Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
• Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
• Avail up to 50 interest-free days from date of purchase

Cons

• No Lounge Access
• No Golf benefits

Pros

• This credit card is for those who prefer Cashback 
• Fuel Surcharge Waiver
• Credit Shield Facility 

Cons

• This credit card isn’t for those who are looking for travel benefits
• This card isn’t for those who prefer air miles or rewards
• No concierge service