HDFC Bank EasyEMI Credit Card - HDFC Bank Cards

Fees

Interest Charges: Up to 3.75% per month, accounting to 45.0% per annum

Spend Rs. 50,000 and more in the first year to avail a waiver on the renewal membership fee 

Welcome Offers

Welcome Benefits include getting 500 Cash Points, which is applicable only on payment of membership fee

Features

• Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
• Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
• Contactless payment enabled
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends
• Get 1% CashBack on all offline spends and Wallet reloads
• All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
• Zero Lost card liability 
• Up to 50 days of interest free period from the date of purchase
• Revolving Credit is available at a nominal interest rate
• Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400

Editor's Review

Pros

• Launch Offer
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends

Cons

• No golf benefits
• No rewards benefits
• No airport lounge access