Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
Contactless payment enabled
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
Get 2.5% CashBack on all online spends
Get 1% CashBack on all offline spends and Wallet reloads
All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
Zero Lost card liability
Up to 50 days of interest free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Get 5% monthly cashback by booking tickets through IRCTC
On Fuel expenses, enjoy savings with 5% monthly cashback
Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
On Groceries spends, enjoy savings with 5% monthly cashback
Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Get Revolving Credit at Nominal interest rate
Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Editor's Review
Pros
Launch Offer
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
Get 2.5% CashBack on all online spends
Cons
No golf benefits
No rewards benefits
No airport lounge access
Pros
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Cons
No Lounge Access
No Golf benefits
More comparisions with HDFC Bank EasyEMI Credit Card