HDFC Bank EasyEMI Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹500
₹5,000
Editor's Rating
2.5
4
Key Features
- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
- From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Air Accident Cover up to Rs. 2,50,00,000
- Purchase Protection up to Rs. 1,00,000
- Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
- Complimentary access to airport lounges in India
- With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
- 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 10 points on Domestic spends for every Rs. 200
- Earn 20 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
