First Citizen Citi Credit Card Welcome Offers
Category
rewards
Fintra's Rating
4.5/5
Welcome Offers
- Interest Charges: Up to 3.50% per month, accounting to 42% per annum
- Joining/Annual fees will be communicated at the time of sourcing
- Renewal Fee: As per bank norms at the time of renewal
- No Annual Fees on annual spends of Rs 30,000 or more
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
