First Citizen Citi Credit Card vs SBI SimplyClick Credit Card
Joining Fees
₹500
₹499
Editor's Rating
4.5
3.7
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Get Amazon.in Gift Card worth Rs.500 on Joining
- On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
- Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
To know more on this credit card please click here
