SBI SimplyClick Credit Card vs Axis Bank My Wings Credit Card

• On joining SimplyCLICK SBI Card, get Amazon.in gift card worth Rs. 499
• On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
• Earn 5X rewards on all other online spends
• Earn 1 reward point per Rs. 100 on all other spends
• Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
• 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
• Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
• Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
• Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
• With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

• Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
• Dining Delights- Minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• This Credit card is an EMV certified chip credit card, hence you can spend securely 
• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
• Avail hotel and holiday vouchers as described below:

• Worth Rs. 10,000

1. Rs. 500 cashback on booking any Domestic return air ticket 
2. Rs. 1,500 cashback on booking any International return air tickets

• Hotels:

1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  

• Holidays:

1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above

• Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
• Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
• Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways

Pros

• Earn 1 reward point per Rs.100 on all other spends  
• e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
• e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

• No Golf/coaching sessions
• No particular benefits on travel, dining or entertainment
• Limited options for reward redemption

Pros

• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

• No Golf Privileges