First Citizen Citi Credit Card fees and charges
Category
rewards
Fintra's Rating
4.5/5
First Citizen Citi Credit Card - Fees & Charges
- Interest Charges: Up to 3.50% per month, accounting to 42% per annum
- Joining/Annual fees will be communicated at the time of sourcing
- Renewal Fee: As per bank norms at the time of renewal
- No Annual Fees on annual spends of Rs 30,000 or more
Welcome Benefits include: Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop, get a voucher worth Rs.250 redeemable at www.shppersstop.com, avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only, and avail 500 First Citizen points worth Rs.300 on the first spend within 30 days of card issuance
First Citizen Citi Credit Card Welcome Offers- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
