First Citizen Citi Credit Card vs SimplySave SBI Card
Joining Fees
₹500
₹499
Editor's Rating
4.5
3.8
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
- Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- On all other spends, earn 1 Reward Point per Rs 150 spent
- Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
- Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Get annual membership fee reversal from second year of your subscription
Cons
- No Golf/coaching sessions
- Fee waiver on minimum spend of Rs. 1,00,000
- No complimentary Airport Lounge Access
