SimplySave SBI Card vs Axis Bank My Wings Credit Card

Joining Fees

₹499

₹1,200

Editor's Rating

3.8

3.3

Key Features

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
  • Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card
  • Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
  • Dining Delights- Minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • This Credit card is an EMV certified chip credit card, hence you can spend securely 
  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
  • Avail hotel and holiday vouchers as described below:
  • Worth Rs. 10,000
  1. Rs. 500 cashback on booking any Domestic return air ticket 
  2. Rs. 1,500 cashback on booking any International return air tickets
  • Hotels:
  1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
  2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  
  • Holidays:
  1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
  2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
  • Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
  • Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
  • Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
  • Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways

Editor's Review

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access

Pros

  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

  • No Golf Privileges 


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