SimplySave SBI Card vs BOB Financial Easy

Joining Fees

₹499

₹500

Editor's Rating

3.8

4.6

Key Features

  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience

Editor's Review

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access


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