Compare SimplySave SBI Card vs IDFC FIRST Classic Credit Card

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
On all other spends, earn 1 Reward Point per Rs 150 spent
1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card

Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
5% Cashback on first EMI transaction done within 90 days from card set-up
10X Reward Points on all transactions above Rs. 20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
4 complimentary Railway lounge visits every quarter
Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
Fuel surcharge waiver
15% discount at 3,000+ Health and Wellness outlets

Pros

1% fuel surcharge at any petrol pump
Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
Get annual membership fee reversal from second year of your subscription

Cons

Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers