Axis Bank My Wings Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹1,200

₹500

Editor's Rating

3.3

3.7

Key Features

  • Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
  • Dining Delights- Minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • This Credit card is an EMV certified chip credit card, hence you can spend securely 
  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
  • Avail hotel and holiday vouchers as described below:
  • Worth Rs. 10,000
  1. Rs. 500 cashback on booking any Domestic return air ticket 
  2. Rs. 1,500 cashback on booking any International return air tickets
  • Hotels:
  1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
  2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  
  • Holidays:
  1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
  2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
  • Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
  • Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
  • Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
  • Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros

  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

  • No Golf Privileges 

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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