Who is eligible for KVP (Kisan Vikas Patra)?

Kisan Vikas Patra (KVP), a savings certificate scheme offered by India Post Office, has been designed to double investments after a predetermined time 138 months.

The scheme main motto is to encourage long-term investments and savings. KVP is best for those who are hesitant to risk-taking, possess a surplus of funds and seeking for assured returns.

Those who are seeking for tax-saving schemes can go for Public Provident Fund (PPF), National Saving Certificates(NSC), FD Schemes, and if you don't mind being open for some level of risk exposure, you can invest in Equity Linked Savings Scheme (ELSS).

Although initially, the KVP scheme was just for the farmers, now it is open to all, with few exceptions. There are certain eligibility criteria to be met before one can enrol into the Kisan Vikas Patra (KVP) saving scheme. 

Following data specifies the eligibility criteria for those who can invest in the KVP scheme:


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