RuPay is India's domestic card scheme to integrate and consolidate various payments and was launched by NPCI (National Payments Corporation of India) on 26 March 2012. It was launched with the purpose to curb the transaction costs, which were too high because of the dominance of foreign card schemes like MasterCard and Visa.
All banks in India are issuing RuPay Debit cards, doesn’t matter if they are public, private, regional and cooperative banks. If you have a savings bank account in Dena Bank, Indian Overseas Bank, Bank Of Maharashtra, Punjab National Bank, IDBI Bank Ltd, HDFC Bank, IndusInd Bank, Indian Bank, Central Bank Of India, Bank Of India, ICICI Bank, State Bank Of India, Union Bank Of India, etc., you can fill a form at your bank branch, requesting for the same. Moreover, you can also get a RuPay debit card under the PMJDY (Prime Minister Jan Dhan Yojana) scheme and with a no-frills saving account. To obtain a RuPay debit card and RuPay PMJDY Debit Card, the required documents the customer needs to submit are their KYC documents that include identity proof and address proof, and two passport size photographs.
