The Rupay PMJDY Debit Card shall be issued to every individual who gets an account opened under the Pradhan Mantri Jan Dhan Yojana. The validity period of the card is mentioned on the card itself. To get the card renewed after expiry, the applicant needs to file an application with the respective bank branch in advance.
What is Pradhan Mantri Jan Dhan Yojana(PMJDY)?
PMJDY is claimed to be one of the “biggest financial inclusion initiatives in the world” having a non-discriminatory approach towards the availability of the financial services amongst every household of India. The scheme assures the provision of financial services like Savings Accounts in Banks, Credit, Insurance, Remittance, Pension, etc. Any bank can open this account with a zero balance requirement, but if the account holder desires to avail the cheque book facility, then it has to deliver minimum balance requirements.
to open an account under the scheme, the eligibility criteria one must meet are as mentioned below:
The applicant must be a citizen of India
Minimum age should be 10 years
Individuals who are paying income tax and their families cannot participate in this scheme
The Aam Aadmi Bima Yojana subscribers are not eligible to be members of this scheme
Here is the list of documents required to open an account under this scheme:
Filled and Signed PMJDY Account opening form
Voter’s ID Card
Job Card issued by NREGA- National Rural Employment Guarantee Act
Letter issued by the Unique Identification Authority of India with the Name, Address and Aadhaar no. of the beneficiary
After consulting the regulator, the other document required and requested by the Central Govt. is:
Attested Photograph attached with a letter from a Gazetted officer
ID card issued by Central or State Government Departments, Statutory or Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions