YES Prosperity Cashback Plus Credit Card vs ICICI Bank HPCL Platinum Credit Card

Joining Fees

₹1,499

₹199

Editor's Rating

3.8

3.9

Key Features

  • On Movie Ticket bookings get 5% Cashback 
  • On Grocery Shopping get 5% Cashback 
  • On all Other retails spends get 0.75% Cashback 
  • On Bill Payments through YES PayNow get 5% Cashback 
  • Reduce fuel bills with 2.5% Cashback - Get up to Rs. 100 Cashback on fuel purchases at HPCL pumps, availed when the Card is swiped on ICICI Merchant
  • 1% fuel surcharge wavier- 1% fuel surcharge won't be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • ICICI Bank Rewards- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions as described below:
  1. Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
  2. Swipe the PAYBACK membership card at selected HPCL pumps and instantly redeem points for fuel- On every 2,000 PAYBACK Points, earn fuel worth Rs. 500
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
  • Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
  • Minimum 15% savings on dining via exclusive dining offers through ICICI Bank Culinary Treats Programme
  • VISA's Exclusive Offers- Whether in India or abroad, enjoy the amazing deals from VISA Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more

Editor's Review

Pros

  • This credit card is for those who prefer Cashback 
  • Fuel Surcharge Waiver
  • Credit Shield Facility 

Cons

  • This credit card isn’t for those who are looking for travel benefits
  • This card isn’t for those who prefer air miles or rewards
  • No concierge service 

Pros

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
  • ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
  • Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

  • The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
  • No Golf Privileges
  • No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here


More comparisions with YES Prosperity Cashback Plus Credit Card

More comparisions with ICICI Bank HPCL Platinum Credit Card

Downloads