ICICI Bank HPCL Platinum Credit Card vs HDFC Millennia Credit Card

• Reduce fuel bills with 2.5% Cashback - Get up to Rs. 100 Cashback on fuel purchases at HPCL pumps, availed when the Card is swiped on ICICI Merchant
• 1% fuel surcharge wavier- 1% fuel surcharge won't be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
• ICICI Bank Rewards- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions as described below:

1. Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
2. Swipe the PAYBACK membership card at selected HPCL pumps and instantly redeem points for fuel- On every 2,000 PAYBACK Points, earn fuel worth Rs. 500

• Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
• Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
• Minimum 15% savings on dining via exclusive dining offers through ICICI Bank Culinary Treats Programme
• VISA's Exclusive Offers- Whether in India or abroad, enjoy the amazing deals from VISA Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more

• Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
• Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
• Avail 1% cashback on all other spends
• Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
• Up to 20% discount on partnered restaurants via Swiggy Dineout
• Zero lost card liability
• Up to 50 days of interest-free period from the date of purchase
• Revolving Credit is available at a nominal interest rate 
• Enjoy amazing dining benefits with the Good Food Trail program
• Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
• Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed

Pros

• Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
• ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
• Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

• The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
• No Golf Privileges
• No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf/coaching sessions
• No proper lounge access benefits