ICICI Bank HPCL Platinum Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹199
₹5,000
Editor's Rating
3.9
4
Key Features
- Reduce fuel bills with 2.5% Cashback
- 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
- Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
- Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
- Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
- Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
- From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Air Accident Cover up to Rs. 2,50,00,000
- Purchase Protection up to Rs. 1,00,000
- Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
- Complimentary access to airport lounges in India
- With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
- 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 10 points on Domestic spends for every Rs. 200
- Earn 20 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
- Get Rs. 100 off on movie tickets and minimum 15% savings on dining
Cons
- The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
- No Golf Privileges
- No complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
