ICICI Bank HPCL Platinum Credit Card vs Amazon Pay ICICI Bank Credit Card

• Reduce fuel bills with 2.5% Cashback - Get up to Rs. 100 Cashback on fuel purchases at HPCL pumps, availed when the Card is swiped on ICICI Merchant
• 1% fuel surcharge wavier- 1% fuel surcharge won't be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
• ICICI Bank Rewards- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions as described below:

1. Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
2. Swipe the PAYBACK membership card at selected HPCL pumps and instantly redeem points for fuel- On every 2,000 PAYBACK Points, earn fuel worth Rs. 500

• Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
• Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
• Minimum 15% savings on dining via exclusive dining offers through ICICI Bank Culinary Treats Programme
• VISA's Exclusive Offers- Whether in India or abroad, enjoy the amazing deals from VISA Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more

• No joining fee or annual fee
• Avail a waiver of 1% on fuel surcharge payments each time when refueling
• There’s no limit or expiry date on the rewards earned
• The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
• No cost EMI – 3 & 6 month on Amazon.in
• Get 5% cashback on spends done on Amazon India for Amazon Prime customers
• Get 3% cashback on spends done on Amazon India for non-prime customers
• Get 2% cashback on payments to 100+ Amazon Pay partner merchants
• Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
• ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

Pros

• Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
• ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
• Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

• The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
• No Golf Privileges
• No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges