Compare YES Premia Credit Card vs AXIS Bank IOCL Rupay Credit Card

Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
Priority Pass membership offering two complimentary international lounge access per calendar year
25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
Earn Reward Points on UPI Payments by linking the card to UPI
20 reward points per Rs. 100 on fuel spends on IOC Terminal
5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
Annual Fee waived off if spends more than Rs. 50000 per year
10% instant discount for movie ticket booked via BookMyshow website
Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

Fuel surcharge waiver at fuel stations across India
Attractive Foreign Currency Markup of 2.5%
Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

High-interest rates
Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit

Pros

100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons