YES Premia Credit Card vs IndusInd Bank Tiger Credit Card

• Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
• Priority Pass membership offering two complimentary international lounge access per calendar year
• 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
• Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

• Avail up to 6 Accelerated Reward Points on every Rs. 100
• 1.50% Discounted Forex Mark-up Fee
• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar yea
• Get 1% fuel surcharge waiver across all fuel stations in India. This is applicable for all fuel transactions between Rs. 400 to Rs. 4000 only
• Avail ‘Total Protect' that is a program designed to cover you for the following:

a. Unauthorized transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to reporting the loss of the card.

b. Counterfeit fraud: Since there is a possibility of the card or card details to be stolen and misused to produce counterfeit cards, the bank offers an insurance to protect against such incidents.
c. Air accident cover: Avail a complimentary personal air accident insurance cover of up to Rs 25,00,000.

• 24/7 Concierge services
• Redeem Reward Points in IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash credit
• Avail the Auto Assist facility that provides the following services:

a. Roadside Repair Service

b. Emergency Fuel Supply: If your vehicle is stranded on the road due to lack of fuel, the Auto Assist will arrange to deliver the fuel (up to 5 litre) to the location where the vehicle is stranded.

c. Flat Tyre Services: If a flat tyre issue arises, the Auto Assist Service arranges a mechanic to come and repair the flat tyre.

d. Keys Locked Inside: In case of car keys getting locked inside the car or getting misplaced, Auto Assist will arrange for a locksmith to come and either prepare a new car key or open the car for you at the time of need.

e. Battery Service: If battery stops functioning, the Auto Assist will arrange a service provider to come for battery repair at the vehicle’s breakdown location.

Pros

• Fuel surcharge waiver at fuel stations across India
• Attractive Foreign Currency Markup of 2.5%
• Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit

Pros

• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar year

Cons

• No dining benefits
• No cashback offers