AXIS Bank IOCL Rupay Credit Card vs Tata Croma Platinum Card

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

• Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
• Spends linked gift vouchers worth up to Rs. 6,000
• 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
• Spend at selective outlets, get up to 5% Value back

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
• 10% instant discount for movie ticket booked via BookMyshow website
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits

Pros

• Welcome Benefits 
• Airport lounge access
• Cashback on Croma and Tata outlets
• Rewards

Cons

• High-interest rate
• No concierge services
• No Golf games