AXIS Bank IOCL Rupay Credit Card vs HDFC Bank Tata Neu Plus Credit Card

*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card

* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year

* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card

* Domestic airport lounge access

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Pros

* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses

Cons

* No International Airport Lounge access

* No Golf benefits

* No travel miles benefits

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons

* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app