100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
Earn Reward Points on UPI Payments by linking the card to UPI
20 reward points per Rs. 100 on fuel spends on IOC Terminal
5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
Annual Fee waived off if spends more than Rs. 50000 per year
10% instant discount for movie ticket booked via BookMyshow website
Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets
Dining Delights- Minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
This Credit card is an EMV certified chip credit card, hence you can spend securely
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder
Avail hotel and holiday vouchers as described below:
Worth Rs. 10,000
Rs. 500 cashback on booking any Domestic return air ticket
Rs. 1,500 cashback on booking any International return air tickets
Hotels:
Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above
Holidays:
Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points
Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
Editor's Review
Pros
100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
20 reward points per Rs. 100 on fuel spends on IOC Terminal
Cons
No International Airport Lounge access
No Golf benefits
No travel miles benefits
Pros
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on
Cons
No Golf Privileges
More comparisions with AXIS Bank IOCL Rupay Credit Card