SimplySave SBI Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.8

3.8

Key Features

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
  • With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
  • Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card
  • Host of benefits such as 100% cash withdrawal
  • EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
  • Fuel Surcharge Waiver 
  • Free credit period up to 50 days

Editor's Review

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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