Axis Bank Insta Easy Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹500
₹1,000
Editor's Rating
3.8
3.6
Key Features
- Host of benefits such as 100% cash withdrawal
- EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
- Fuel Surcharge Waiver
- Free credit period up to 50 days
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
