SimplySave SBI Card vs HDFC Regalia Credit Card
Joining Fees
₹499
₹2,500
Editor's Rating
3.8
4
Key Features
- Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
- Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- On all other spends, earn 1 Reward Point per Rs 150 spent
- Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
- Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Get annual membership fee reversal from second year of your subscription
Cons
- No Golf/coaching sessions
- Fee waiver on minimum spend of Rs. 1,00,000
- No complimentary Airport Lounge Access
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
