Compare Paytm HDFC Bank Mobile Credit Card vs Standard Chartered DigiSmart Credit Card

Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout

Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
Buy One Get One (BOGO) movie ticket free at INOX
Get 15% cashback on Ola cabs
Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

Pros

By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends

Cons

Pros

Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons