Standard Chartered DigiSmart Credit Card vs HDFC Bharat Credit Card
Joining Fees
₹49
₹500
Editor's Rating
3
3.3
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Get 5% monthly cashback by booking tickets through IRCTC
- On Fuel expenses, enjoy savings with 5% monthly cashback
- Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
- On Groceries spends, enjoy savings with 5% monthly cashback
- Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
- Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
- Avail up to 50 interest-free days from date of purchase
- Get Revolving Credit at Nominal interest rate
- Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
- Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
- Avail up to 50 interest-free days from date of purchase
Cons
- No Lounge Access
- No Golf benefits
