Standard Chartered DigiSmart Credit Card vs RBL Bank Cookies Credit Card
Joining Fees
₹49
₹100
Editor's Rating
3
3.4
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
* Get Voucher worth Rs. 1,000 by simply spending Rs. 2 lakhs in a year. Select from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Get Voucher worth Rs. 5,000 by simply spending Rs. 5 lakhs in a year. You can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Avail 10% off at BookMyShow & Grofers, up to Rs. 300 each per month
* Avail 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
* 5 Reward Points for every Rs. 100 spent online
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)
Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles
