Paytm HDFC Bank Mobile Credit Card vs ICICI Bank MakeMyTrip Signature Credit Card

• Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
• First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
• Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
• Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
• Avail 1% Cashback on all other Select Paytm Spends
• Avail 0.5% Cashback on all other retail transactions
• Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
• If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
• Obtain up to 50 days of interest free credit 
• Avail up to 20% discount on partner restaurants through Dineout

• 1 complimentary access to international airport lounges with Dreamfolks membership card
• 2 complimentary airport lounge access per quarter
• 1 complimentary railway lounge access in a quarter to participating lounges in India
• BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
• Chip and PIN security
• 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
• Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

• Enjoy exclusive MMT cabs benefit

Pros

• By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
• Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
• Avail 1% Cashback on all other Select Paytm Spends

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access

Pros

• Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
• Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
• 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

• The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here