Standard Chartered DigiSmart Credit Card vs Kotak Mahindra Essentia Platinum Card
Joining Fees
₹49
₹1,499
Editor's Rating
3
4.1
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
