Compare Kotak Mahindra Essentia Platinum Card vs Flipkart Axis Bank Credit Card

10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Welcome Benefits: Rs. 600 worth of joining and activation benefits
Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1.5% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off at partnered restaurants in India
Annual fee will be waived off on annual spends greater than Rs. 3,50,000

Pros

The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending

Cons

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards