Kotak Mahindra Essentia Platinum Card vs Kotak Corporate Wealth Signature Credit Card

Kotak Mahindra Essentia Platinum Card
Kotak Mahindra Essentia Platinum Card
Kotak Mahindra Bank · Visa
4.1
₹1,499 / Joining Fees
Apply Now →
VS
Kotak Corporate Wealth Signature Credit Card
Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
4
₹0 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
Kotak Mahindra Bank
Joining Fees
₹1,499
₹0
Renewal Fees
₹749
₹0
Network
Visa
Visa
Editor's Review
4.1
4
Free Lounge Access
No
Yes
Features
Kotak Mahindra Essentia Platinum Card
  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Kotak Corporate Wealth Signature Credit Card
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 
Editor's Review
Kotak Mahindra Essentia Platinum Card

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access
Kotak Corporate Wealth Signature Credit Card

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 

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