Compare Kotak Mahindra Essentia Platinum Card vs HDFC Bank Titanium Times Credit Card

10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
Up to 5% Cashback on Utility Bills/Shopping
Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
You can convert your big spends into EMI after purchase
Contactless payment enabled
Avail 2 Reward Points for every Rs. 150 spent
Weekday Dining Bonanza Reward Points
Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays

Pros

The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending

Cons

Pros

Welcome Benefits
Complimentary Annual Times Prime Membership
Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons