10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Air Accident Cover up to Rs. 2,50,00,000
Purchase Protection up to Rs. 1,00,000
Loss Travel Document cover/Delayof check-in baggage cover up to 300 USD
Complimentary access to airport lounges in India
With Priority Pass access over 700 VIP lounges in over 90 countries and275 cities. Only the membership to the Priority Pass Program is complimentary
50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
Discover uniquedelectable cuisines with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
Fuel surcharge refund valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 10 points on Domestic spends for every Rs. 200
Earn 20points on International spends for every Rs. 200
100points onthe first online transaction
Editor's Review
Pros
The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending
Cons
Addon card Fees: Rs. 299
No complimentary Airport Lounge access
Pros
Avail Gift Vouchers from top brands
Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
Obtain Air Accident Insurance Cover
Cons
The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
More comparisions with Kotak Mahindra Essentia Platinum Card