Kotak Mahindra Essentia Platinum Card vs Tata Croma Platinum Card
Joining Fees
₹1,499
₹2,999
Editor's Rating
4.1
3.1
Key Features
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
