10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Get 5% monthly cashback by booking tickets through IRCTC
On Fuel expenses, enjoy savings with 5% monthly cashback
Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
On Groceries spends, enjoy savings with 5% monthly cashback
Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Get Revolving Credit at Nominal interest rate
Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Editor's Review
Pros
The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending
Cons
Addon card Fees: Rs. 299
No complimentary Airport Lounge access
Pros
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Cons
No Lounge Access
No Golf benefits
More comparisions with Kotak Mahindra Essentia Platinum Card