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Kotak Mahindra Essentia Platinum Card

Kotak Mahindra Essentia Platinum Card - Kotak Mahindra Bank Cards

cashback · Visa ·
4.1
₹1,499 / Joining Fees
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On Kotak Mahindra Bank official website
Issued by Kotak Mahindra Bank
Joining Fees: ₹1,499 · Renewal Fees: ₹749
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Fees

Interest Charges: Up to 3.50% per month, accounting to 42% per annum

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Welcome Offers

No Welcome Offers

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Features

  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
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Editor's Review

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access
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