Kotak Mahindra Essentia Platinum Card - Kotak Mahindra Bank Cards

Kotak Mahindra Essentia Platinum Card

Category

cashback

Fintra's Rating

 4.1/5

Kotak Mahindra Essentia Platinum Card Key Features

Joining Fees ₹1,499
Renewal Fees ₹749
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank Kotak Mahindra Bank
Network Visa

Interest Charges: Up to 3.50% per month, accounting to 42% per annum

Kotak Mahindra Essentia Platinum Card Fees

  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Kotak Mahindra Essentia Platinum Card Features

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access

Kotak Mahindra Essentia Platinum Card Editor's Review

© 2021 Fintra