Kotak Mahindra Essentia Platinum Card Features and Benefits
![Kotak Mahindra Essentia Platinum Card](https://images.fintra.co.in/cms/kotak-mahindra-essentia-platinum-card.png)
Category
cashback
Fintra's Rating
4.1/5
Kotak Mahindra Essentia Platinum Card Features and Benefits
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Interest Charges: Up to 3.50% per month, accounting to 42% per annum
Kotak Mahindra Essentia Platinum Card FeesNo Welcome Offers
Kotak Mahindra Essentia Platinum Card Welcome OffersPros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access