Kotak 811 #DreamDifferent Credit Card - Kotak Mahindra Bank Cards
Category
fuel,rewards,cashback
Fintra's Rating
3.5/5
Kotak 811 #DreamDifferent Credit Card Key Features
| Joining Fees | ₹0 |
| Renewal Fees | ₹0 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | Kotak Mahindra Bank |
| Network | Visa |
Interest Charges: Up to 3.50% per month, accounting to 42% per annum, from the date of transaction
Kotak 811 #DreamDifferent Credit Card FeesNo Welcome Offer
Kotak 811 #DreamDifferent Credit Card Welcome Offers- No joining fee and annual fee
- Get 4 reward points against every Rs. 100 of online spends
- Get 1 reward point against every Rs. 100 of other spends
- Interest free cash withdrawal: Withdraw cash up to 90% of the total credit limit
- Balance Transfer: The processing fee of Rs. 349 per Rs. 10,000. Continued interest free period on fresh retail purchases. Simply call the bank to transfer other credit card balances
- Add-on Card: Add-on Cards will have all the benefits that is available on the main on Card
- Fuel & Railway Surcharge waiver: Get 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000, and 1.8% for transactions on irctc.co.in and 2.5% Indian railway booking counters
The Milestone Reward Program for 811 #DreamDifferent Credit Card Rupay variant- Milestone Offer benefits will be as per below construct:
Spend Rs. 72,000 in a year and get Amazon vouchers up to Rs. 1000
- Rs. 250 voucher on spend of Rs. 36,000 in anniversary year
- Rs. 1000 voucher on spend of Rs. 72,000 in anniversary year
Existing customers will also be eligible for bonus offers as mentioned below on achieving the spends criteria of Rs. 75,000 in an anniversary year. Cardholder may select any one of the below options:
Redemption Option 1: Cashback of Rs. 750
- Claim cashback within 3 months after anniversary year gets over
- If claimed, the cashback will reflect in the next billing cycle
Redemption Option 2: 4 free PVR tickets
- Claim PVR tickets within 3 months after the anniversary year gets over
- PVR tickets can be used for any day and any show and are transferrable
- Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
Kotak 811 #DreamDifferent Credit Card Features
Pros
- Get 4 reward points against every Rs. 100 of online spends
- Get 1 reward point against every Rs. 100 of other spends
- Spend Rs. 72,000 in a year and get Amazon vouchers up to Rs. 1000
Cons
- No complimentary golf/coaching sessions
- No Complimentary Airport Lounge Access
