Kotak Mahindra Essentia Platinum Card vs IDFC First Power Plus Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
4.1
4.1
Key Features
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
- Up to 6.5% savings on fuel expenses
- Enjoy 5% savings as Rewards on Grocery and Utility expenses
- Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 3X Rewards on other retail transactions
- Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
- Complimentary Roadside Assistance worth Rs. 1,399
- Get 25% off on movie tickets, up to Rs. 100, once every month
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy your purchases and balances and enjoy convenience of payment
- Extend Add-on card to your co-passenger and boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- You can also earn rewards on your UPI Spends
Editor's Review
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
Pros
- With this credit card, you get rewards on UPI transactions also
- The joining fee is affordable
- Up to 6.5% savings on fuel expenses
Cons
- No Golf benefits
- No fuel benefits
- No complimentary international airport lounge access
