HDFC Bank Titanium Times Credit Card vs BOB Financial Easy

Joining Fees

₹500

₹500

Editor's Rating

3.7

4.6

Key Features

  • Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
  • Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
  • Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
  • Up to 5% Cashback on Utility Bills/Shopping
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
  • You can convert your big spends into EMI after purchase
  • Contactless payment enabled
  • Avail 2 Reward Points for every Rs. 150 spent
  • Weekday Dining Bonanza Reward Points
  • Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays
  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience

Editor's Review

Pros

  • Welcome Benefits
  • Complimentary Annual Times Prime Membership
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

  • No golf benefits
  • No airport lounge access

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access


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