Standard Chartered DigiSmart Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹49
₹5,000
Editor's Rating
3
4
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
- From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Air Accident Cover up to Rs. 2,50,00,000
- Purchase Protection up to Rs. 1,00,000
- Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
- Complimentary access to airport lounges in India
- With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
- 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 10 points on Domestic spends for every Rs. 200
- Earn 20 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
