Standard Chartered DigiSmart Credit Card vs Axis My Zone Credit Card
Joining Fees
₹49
₹500
Editor's Rating
3
3.9
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
- Get flat Rs. 120 off on food delivery at Swiggy
- 1 complimentary access to select airport lounges within India per Calendar quarter
- Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
- 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
- On any transaction over Rs. 2,500, convert these purchases to EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
- 1 Complimentary airport lounge access
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Cons
* No golf/coaching sessions
* High interest rate
